Human brain developed for many millions years keeping the perception of risk that help ed us to stay alive running from predators and hiding from threats to PC safety. On one side, this million-year experience makes our concept of risk a pretty perfect one, since it help ed us to survive during thousands of centuries of development, but on the other hand, the term risk sounds a little bit exaggerated especially when quoted by World Wide Web security expert engineer s of today. According to recent Net security and online identity fraud research, the British Police are being informed about a new online crime event every 10 seconds. This accounted for over GBP 300 millions financial loss for private and business bank customers in the Britain in 2007. However, many online computer security specialist s claim that vast majority of crime on the Internet s are never reported because they haven't been detected or were of a lesser severity. They don't risk their lives to get money, they don't shoot at anyone any more, they don't even do any physical harm to their victims. Today's crime exercised online, the crime on the Internet, uses computer security holes and risks in software and equipment to sneak money from peoples' pockets sitting right in the front of their computers. No need to shoot, nor to threat anybody. Just a few smart code snippets smuggled into the victim's PC via email or a booby-trapped website and you are done. Simple as that. The latest news from England's major retail bankers says, that if your online banking account has been wiped out and you didn't use any Online network security software fit out with antivirus and antispyware as an example Norton 360, you solely bear the responsibility for the loss and they won't compensate you a dime. Banks even embedded a clause in the recently updated Banking Code, that says they are not responsible for any losing of money if your PC doesn't have antispyware software with the updated self-replicating malware definition installed. Sounds groovy, doesn't it?
As Marcus Ranum, CSO of Tenable World Wide Web work Security and author of The Myth of Homeland Security, explains, Internet crime gives you a criminal with a means of automation and anonymity, needs very little in word s of information technology knowledge or hardware, and can cross international bounds quickly, making it more effortless to conceal and more difficult to be prosecuted. It seems that criminals evolved in a very similar way our perception of risk did, from regular robbers with arms running around and killing people, to somehow less violent, yet very dangerous individuals whose targets are now online banking accounts and computers of millions of users global. Having that said, you, the World Wide Web user, are only responsible for your doings online. And if you get your online banking password hijacked and money robbed by intruders, chances are no one except you will pay for this. So, if your computer isn't properly protected you may be running a risk of getting hacked and your identity becomes an easy target for those knowing how to steal it. To make sure this won't happen, get yourself a copy of a free antispyware software that are available to transfer from various vendors today. Enjoy your online!